Friday, August 1, 2014

Step 8 - making a list and checking it twice

8. Made a list of all the dumb needless junk we thought we just had to have and that we really don't need, and became willing to either sell them, give them away, or re-purpose, re-cycle, or re-use them. 

1.   The treadmill that serves as a very expensive, clothes holder in the bedroom.
2.   The Belly Burner - Are your Abs amazing yet
3.   The bathroom putting green  

You get the idea. Sometimes we have bought things, silly things, just because we could. But those silly items, add up. You've paid retail for all that junk, when I can go into a thrift shop and probably buy it, practically brand new at a fraction of the cost. Not that I would!

Even when we are trying to be frugal we make mistakes - and we'll buy something we see, second hand - a real bargain - excellent condition and we have to have it. Only we don't use it and it sits.

Have a garage sale every 6 months - just to keep you honest and you'll make a little cash - more than you had before. 

The rule is: If you haven't used something in 1 complete year - get rid of it. That gives you a whole year to decide. Some tools like a toilet plunger would be exempt from this rule. Come on, you can figure it out. 

Sunday, July 13, 2014

Back up plans?

You won't hear the truth on the news - or from your politicians. Even some of your neighbors and friends, won't tell the truth. It's too bad really. If most of us, would only get off our smart phones and i-pads and truly look around, we would see - that there are people out there not living "the dream" like they thought they would.

I don't like being negative but I also don't believe in bull-shitting anyone into thinking that times are better than what they really are. Oh every now and then, you will hear some bogus report, on how unemployment is down, and the administration has created 100,000 new jobs. OKAY, where are they and WHO has them? Look around at some of your relatives?  Are many of them still unemployed and just not looking any more? Many have already exhausted their unemployment benefits. Sometimes it just seems easier to live off the system. Just don't get too lazy. I don't think it will last forever. Then what?

One of the lessons in life - is to survive. Now I'm not talking about being a prepper and doing all of that - of course if that is your cup of tea, then good for you. Everyone should have a backup plan. What skill or hobby could you turn into a business if you really had to?

For those of us who live in more rural areas, are seeing the resurgence of barter-groups to pay for things.If you have a skill or talent, you can barter with someone who has a skill you need. Like you need some electrical or plumbing work done - and you would offer your mechanic skills or computer repair. It's better if you can get into a group of trusted people in your community to barter with.

Start one, if there isn't one in your community.

Don't sit around, collecting benefits, crying in your soup because life has hit you hard. Do something about it. Don't allow the powers that be, made you less than what you really are.

Get out those back up plans and start living a new life -